Monthly Archives: March 2016

Small Cap Stock, Obee’s Franchise Systems Inc., Featured In Audio Interview At Smallcapvoice

To listen to the audio interview featuring small cap company Obee’s Franchise Systems, Inc. (OTC Pink Sheets: OBFM) with interviewee Peter Brown please go to our website, listed in the resource box.

Obee’s Soups Salads & Subs is owned by Obee’s Franchise Systems Inc., Obee’s currently has over 50 restaurants open and in development across 21 states. The company has commitments to open over 1,000 additional locations over the next ten years. The chain has won numerous local and regional awards for its food menu and service.

Obee’s Franchise Systems, Inc., (OTC Pink Sheets: CYPW) is an OTC Pink Sheets listed small cap stock company, who recently announced that the first restaurant in Port St. Lucie, Florida has been sold by the company’s Area Developer for St. Lucie county. The obee’s(R) soups, salads & subs, located 10075 S. Federal Highway in the Port St. Lucie Town Center has recently been sold by Bruce Campbell to Mr. and Mrs. Ronaldo Silva. The transaction now clears the way for Obee’s Franchise Systems, Inc. and Mr. Campbell to begin selling new franchises in the territory.

‘Bruce made a very prudent decision when he first agreed to be an area developer for our company,’ explained Peter Brown OBFM President. ‘He decided that instead of immediately selling franchises of a restaurant brand that at the time was unknown in this area, he would instead operate the first location himself and thus become an expert. He has done just that and now we’re ready to assist him in every way possible.’

About Small Cap Voice

Small Cap Voice offers small cap & OTC investor relations services, dedicated to ensuring its client companies gain valuable exposure in the small cap and OTC markets. Through internet interviews, conference calls, emails, investment newsletters, small cap & OTC company news and placement on financial web sites Small Cap Voice creates a consistent presence in the public eye for their clients.


Different Types Of Mortgage Modification Scams

One of the kinds of scams that the government is quick to crack down on is foreclosure consultants offering false loan modification services to homeowners facing the loss of their homes . While the government is providing its own modification programs, it is also going after a number of fraudulent schemes that have been used to trick borrowers .

There are a large number of scams that target foreclosure victims, but the loan modification one may be the easiest for the criminals to engage in. The general way it works is that borrowers pay hundreds or thousands of dollars for the services of a loss mitigation company. After signing the agreement and taking the payment, however, the company provides almost no services, resulting in the borrowers losing the property.

Many mortgage modification scams are almost entirely made up of borrowers paying money to a company which then sits on the cash, performs almost no services, and simply disappears or denies giving a refund after thehomes is auctioned. There are hundreds of complaints about such companies, and it seems as if the attorney general of one state or another shuts down a new one every week.

However, there are some differences on the theme, as well. For instance, some loss mitigation companies will take borrowers money and obtain an unaffordable modification program, even if there is a chance to negotiate with the financial institution for a more beneficial arrangement. The company obtains the first, easiest modification possible, presents it to the borrowers, and declares its work done. Unfortunately, though, an unaffordable plan will not help borrowers remain in their houses.

Another variation on the scheme is simply to charge borrowers to attend loan modification seminars. This may be as part of a larger program to help them negotiate for better loan terms, although the seminars can cost upwards of several thousand dollars. If the borrowers do not attend the seminar, they will not receive help from the foreclosure scam company, which will blame the failure on the borrowers.

A final scam related to loan modifications that is being heard of more often is companies charging for loan audits that are performed by someone other than an attorney. Information provided in these audits is also often unnecessary, as the claims that the borrowers are encouraged to raise are barred by the expiration of the statute of limitations for that particular argument. For thousands of dollars, borrowers are told what will not work in defending their homes.

Unfortunately, many borrowers are taken in by these and similar scams every day. States are most often behind in prosecuting and shutting down these companies because there are simply so many of them, and the dollar amounts they steal from borrowers are relatively small. Thus, it is up to the borrowers themselves to make sure they are dealing with a trustworthy company or individual who is offering them foreclosure help or negotiation services in the pursuit of a loan modification or other workout option.


Learning To Trade Overnight Trading Range Breakouts

Trading breakouts is one of the most tried and tested methods of trading the forex markets because when the price breaks out of an established trading range, it often continues to move strongly in that direction. Therefore there are some excellent profits to be made.

There are lots of different ways you can trade breakouts. You can wait for a quiet period of the day for instance when the price is barely moving and is confined to a very narrow range, and wait for a breakout to take place, or you can use bollinger bands and wait for them to narrow because this often precedes a strong breakout. However in this article I want to talk about a particular strategy that involves opening ranges.

I’ve been experimenting with this strategy on the GBP/USD and EUR/USD pairs recently and it seems to work very well. What you basically do is to look at the opening hours between 00.00 and 06.00 GMT (or 08.00 if the price is still within this range up until this time) and draw two horizontal lines marking the high and low points for this period.

Then you simply wait for the price to break out and close above (or below) one of these lines and take a corresponding long or short position. This method works well when there is a narrow opening range and the reason it works is simple. Every pair has an average daily range (the GBP/USD is roughly 220 points and the EUR/USD is roughly 180 points according to 2008 figures) so if the opening range is a small fraction of this number, then you know that there are a lot of points to be made either above or below the current opening range.

It’s not a method that can be used every day on a certain currency pair because sometimes the price will move quite substantially in the opening few hours, but it’s well worth putting into practice when the opening range is very narrow.

There are various ways you can actually trade this system. You can either jump in as soon as the breakout bar or candle closes, or if you want to place the odds substantially in your favour, you can wait for an initial breakout followed by a pull-back into this trading range, then trade the subsequent breakout (if there is one) because this continuation pattern is a very profitable signal.

Either way you should find that these strategies (or variants of these strategies) are generally very effective because the price will very often move strongly out of this opening range at some point during the day.


Interesting Research on Resources – What You Didn’t Know

What You Need to Know About Picking the Ideal Joinery Service There is little doubt that the world is becoming a much more crowded place. This means that any new buildings that are going to be built will have to be built upwards instead of outward. Basically, people are going to need to have buildings and homes with multiple floors in order to take advantage of the kinds of vertical space that is available. As you might expect, you’ll have to consider the type of staircase manufacturer that you hire if you’re really trying to end up with a number of buildings with a lot of floors. Whenever you’re trying to figure out the sorts of stairs that will work best in your home, you’ll have to be sure that the company you’ve hired is capable of getting you the quality that you want. You’ll need to do a little bit of research to really figure out which type of oak staircase joiners will be qualified to handle the process of putting your next staircase together. In the article below, you’ll be able to learn exactly how to choose the perfect staircase manufacturing service. For anyone who is trying to buy the best wood stairs, Liverpool will end up being a fantastic place to start the search. Once you’ve had the chance to look through the many types of joinery companies out there, you will have a much easier time understanding exactly how to choose the right service for yourself. It can end up being very easy to pick out a company once you’ve checked out a couple different factors.
If You Think You Understand Resources, Then This Might Change Your Mind
One of the main things you’ll need to think about finding in a company will be a service that has a strong reputation for quality and customer service. There are a couple of different things you’ll learn about a company this way. Any company with a very strong reputation is going to be one that has the kind of history of working on these types of stairs to ensure their success with yours. On top of this, you can feel quite certain that the company you’ve chosen is one that can get the job done quickly and effectively.
The Path To Finding Better Resources
For anyone who is in the market for the highest-quality staircases to put inside their home, business, or other building, there is no question that having the right kinds of joinery services assisting you every step of the way is going to make everything a whole lot easier for you to deal with. It becomes quite a bit easier to choose the ideal service once you’ve done the best research possible.


Interesting Research on Resources – What You Didn’t Know

What You Need to Know About Picking the Ideal Joinery Service There is little doubt that the world is becoming a much more crowded place. This means that any new buildings that are going to be built will have to be built upwards instead of outward. Basically, people are going to need to have buildings and homes with multiple floors in order to take advantage of the kinds of vertical space that is available. As you might expect, you’ll have to consider the type of staircase manufacturer that you hire if you’re really trying to end up with a number of buildings with a lot of floors. Whenever you’re trying to figure out the sorts of stairs that will work best in your home, you’ll have to be sure that the company you’ve hired is capable of getting you the quality that you want. You’ll need to do a little bit of research to really figure out which type of oak staircase joiners will be qualified to handle the process of putting your next staircase together. In the article below, you’ll be able to learn exactly how to choose the perfect staircase manufacturing service. For anyone who is trying to buy the best wood stairs, Liverpool will end up being a fantastic place to start the search. Once you’ve had the chance to look through the many types of joinery companies out there, you will have a much easier time understanding exactly how to choose the right service for yourself. It can end up being very easy to pick out a company once you’ve checked out a couple different factors.
If You Think You Understand Resources, Then This Might Change Your Mind
One of the main things you’ll need to think about finding in a company will be a service that has a strong reputation for quality and customer service. There are a couple of different things you’ll learn about a company this way. Any company with a very strong reputation is going to be one that has the kind of history of working on these types of stairs to ensure their success with yours. On top of this, you can feel quite certain that the company you’ve chosen is one that can get the job done quickly and effectively.
The Path To Finding Better Resources
For anyone who is in the market for the highest-quality staircases to put inside their home, business, or other building, there is no question that having the right kinds of joinery services assisting you every step of the way is going to make everything a whole lot easier for you to deal with. It becomes quite a bit easier to choose the ideal service once you’ve done the best research possible.


Interesting Research on Resources – What You Didn’t Know

What You Need to Know About Picking the Ideal Joinery Service There is little doubt that the world is becoming a much more crowded place. This means that any new buildings that are going to be built will have to be built upwards instead of outward. Basically, people are going to need to have buildings and homes with multiple floors in order to take advantage of the kinds of vertical space that is available. As you might expect, you’ll have to consider the type of staircase manufacturer that you hire if you’re really trying to end up with a number of buildings with a lot of floors. Whenever you’re trying to figure out the sorts of stairs that will work best in your home, you’ll have to be sure that the company you’ve hired is capable of getting you the quality that you want. You’ll need to do a little bit of research to really figure out which type of oak staircase joiners will be qualified to handle the process of putting your next staircase together. In the article below, you’ll be able to learn exactly how to choose the perfect staircase manufacturing service. For anyone who is trying to buy the best wood stairs, Liverpool will end up being a fantastic place to start the search. Once you’ve had the chance to look through the many types of joinery companies out there, you will have a much easier time understanding exactly how to choose the right service for yourself. It can end up being very easy to pick out a company once you’ve checked out a couple different factors.
If You Think You Understand Resources, Then This Might Change Your Mind
One of the main things you’ll need to think about finding in a company will be a service that has a strong reputation for quality and customer service. There are a couple of different things you’ll learn about a company this way. Any company with a very strong reputation is going to be one that has the kind of history of working on these types of stairs to ensure their success with yours. On top of this, you can feel quite certain that the company you’ve chosen is one that can get the job done quickly and effectively.
The Path To Finding Better Resources
For anyone who is in the market for the highest-quality staircases to put inside their home, business, or other building, there is no question that having the right kinds of joinery services assisting you every step of the way is going to make everything a whole lot easier for you to deal with. It becomes quite a bit easier to choose the ideal service once you’ve done the best research possible.


When You Desperately Need Rent Money – How To Find Fast Emergency Cash

Few people would disagree that these are truly hard times for a lot of people. That includes those (like me and perhaps you) who are renters instead of house buyers.

But sometimes, bills pile up, and we need rent money…and need it fast. Rent isn’t the only living expense we have, of course, but is there usually any bill we consider more important? After all, if you don’t have a place to live, everything else matters less. You can live, if forced to, without a phone, an Internet connection, cable TV, even electricity (though that’s a tough one). But when you lose the roof over your head, that’s a major big deal, no two ways about it.

If you’ve ever said, “I need rent money…and I need it fast to avoid eviction,” then I’m talking to you here.

In times past, I too have been “up against it,” as they say…down to my last few dollars, with the rent already overdue, and waiting for the “other shoe to fall.” You know….that knock on the door with your landlord standing there…or a phone call from the apartment or property manager.

What do you do…what CAN you do…to raise what maybe I could call “eviction rent”? Well, having been in just such a situation, I’ve learned some ways to raise fast emergency cash…and some ways to definitely avoid at all costs. One way that’s a total dead-end is to go for the quick, easy fix: a payday or car title loan. You risk your car, your paycheck, your peace of mind…and maybe even get forced into bankruptcy. And if you do manage to pay back your, say, $600 loan over the full term you’re given, you’re likely to end up paying more like $1,200.

But fortunately, there are other ways that can help you get money quick…ways I’ve uncovered in my own search for ways to get cash quick. Some of them, most everybody already knows about. But beyond those are scores of other dependable, proven ways to find or raise cash when you need rent money or money for some other emergency. I’ve pulled them together in a brand-new resource that includes ways both well-known and virtually unknown…but all of them, ways that will get you out of your current bind and back to a place where you can breathe again.


Bank of America Loan Modification — A Simple Five Steps to Approval!

Have you been worried or even just concerned about meeting a high monthly mortgage payment? Perhaps you have been pondering negotiating for a better deal, such as a Bank of America loan modification period. This nationwide lending bank is now offering loan workarounds to some of its borrowers. You can improve your chances of getting the loan modification deal. If you meet certain approval requirements, you can lower your mortgage payment. Before you apply, you need to know about these Five Steps to Approval.

1.Study the Bank of America loan modification approval guidelines. To qualify for a loan workaround program, you must meet specific disposable income and debt to income ratios.

2.Collect all necessary documentation for the bank. A bank officer will review your documents to decide whether you qualify for a Bank of America loan modification. Be sure that you have everything before you apply, in order to avoid any possibility of delay or even denial of your application.

3.A Hardship Letter is an essential part of your document package. You must present convincing, compelling evidence that you have experienced or will suffer from a financial hardship due to your current mortgage payment. There are three essential elements in a Hardship Letter — be sure that you know what they are.

4.Take time to prepare, accurately and properly, the Bank of America loan modification application forms. Everything you state is subject to verification, and so you must include all important information, truthfully, to ensure that your loan workaround is given the maximum possible consideration for approval.

5.Be persistent. Eight weeks is not uncommon for processing time of your Bank of America loan modification application. So be patient as well! Even if you are declined the first time, do not give up. Many homeowners were able to get an initial rejection of their application overturned by being diligent, tenacious, focused, and persistent in their pursuit of an affordable mortgage. Your home is at stake, and a successful application allows you to keep your home.

By studying the guidelines; being diligent, complete and truthful in your application; and persisting in your qualification process, a Bank of America loan modification may well be yours. Take the time and invest the energy in doing the application properly, by understanding the bank’s approval guidelines. Ask any necessary questions for proper completion of the paperwork. Get the help you need and keep your home, as homeowners across the country continue to do. You too can do it!


How To Use Authenticators To Solve Online Banking Security

There is still skepticism of online banking because of security and the skepticism is legitimate. Some banks have failed to keep their customer information safe. There are instances where massive debit card numbers have been stolen making one wonder how secure the online banking really is. There are also issues of key-loggers and malicious software that literally steal the information you type into your computer making it easy to break into your account and do things with your money that you never approved of. However, there is a technology that could help solve most of these issues on the user side.

There is a device called an authenticator that could be an extra layer of protection for the customer. How this works is when logging into the bank account the customer would need their login, their password, and the number from the authenticator device. This small device that can go on a keychain has a button pressed to give a number. That number is only valid for a minute. That becomes like the second password in order to log in. After a minute that number is never valid again.

This means that if someone wants to log into your account they have to literally steal this device from you and know your name and password to that account. This gives you physical control over access to your online account. If this is utilized by you, then it gives your banking account just one extra step of protection that you will need. Then spyware and key-loggers, even if getting part of the login, won’t be able to get into your account since you hold the physical piece.

The costs of these devices are fairly cheap most of the time coming well under $15 to the end user. If you want to bank online but are still skeptical of security, shop around for a bank that is serious about customer safety and offer authenticators for online banking.


Free Entrepreneur Training Using YouTube entrepreneurial coaches are certainly not content entrepre

Point out multimedia. Now, entrepreneurial coaches are certainly not quite happy with simply making books about wealth building through businesses. Entrepreneurship training at the moment are featured in the popular videos website YouTube.com. Visualize a series of instructional videos about commencing a business-just most suited for people who do not like reading up to the third page of a book. And it is more appropriately simply because videos may well be downloaded straight from the website (use YouTube downloader).

There are lots of people in YouTube who desire to spread the word about entrepreneurship. Write in T Harv Eker or Trump Kiyosaki or Rich Dad, Poor Dad. Surely, you will find lots of videos that is going to generated y this question. But all these videos result in one common road-the path to entrepreneurship. And since each person have other ways of learning what remedy they need to learn, visual learners may possibly be titillated to be aware of when these videos are indeed great tactics to learn what are the book says without reading it. Just transfer content, watch the videos, and apply the things you have learned.

Not many people people preempted that YouTube should go as long as providing free educational videos in truth entrepreneurship videos. Normally, we come across videos of Hollywood artists with this site. But now, we will see video streaming of Robert Kiyosaki teaching Cashflow 101 and 202! And it also does make a lot of sense to his followers that videos of him are posted throughout internet now.

So don’t be late. Nothing’s too wrong about joining the bandwagon-especially whether it’s a make money online venture. Learn entrepreneurship with YouTube now.

There are a lot of strategies to creating money on-line, but nothing makes sense only when you have a very big list. Email Marketing is the most profitable method to earn a living on-line. After you building a group of hot and hungry prospects or leads, you control your future. Realize how to utilize the Internet and spin your personal computer with a

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